Kastler Financial Planning

Are You a Baby-Boomer Near or In Retirement?

If you are looking for optimum distribution strategies, portfolio design, tax planning, or other retirement planning assistance, we are the financial professional to help you develop a PLAN and be your Guide.

We can help you "Visualize Your Retirement Possibilities" and chart your course toward a Purposeful Retirement™.

We Are a Fee-Only, Fiduciary, and Independent
Financial Advisory Firm

Schedule a 30-min Consultation

What We Do

We offer financial planning and retirement planning services on a Fee-Only model. Meaning we are a fiduciary and do not sell commissionable financial products. We are independent and not tied to any specific "in-house" solution.

Through our service-for-fee model, we serve as a professional analyst to develop a personalized Retirement Plan, based on your needs and goals. We can also act as a Guide to help you implement your Plan through our on-going support services model.

For those near or in retirement, here are just a few critical questions we can analyze:

How do I determine if I will run out of money in retirement?
What monthly spending can I incur?
What adjustments do I need to make to my investment portfolio?
What investment risks will I incur and how can I minimize those?
How do I fund potential Long-Term Care expenses?
Are Roth Conversions right for me?
How can I transfer any remaining wealth tax-efficiently?

Who We Serve

We serve clients from all walks of life. Our specialty is serving those that are near or in retirement and have an appreciation for the technical analysis that we provide. Typicall that includes engineers, IT professionals, medical professionals, and business owners. We also have a heart for women that want to gain financial wisdom from a financial professional.

Already have a Financial Advisor? Perfect! We are a great 2nd opinion and you do not need to move your assets.

Pre-Retirees and Retirees

Those near or in retirement that want or need a “guide” and a PLAN

Business Owners

Providing exemplary Planning solutions for business owners and high net worth individuals

Engineers / Medical / Tech Professionals

You’ll appreciate our depth of technical analysis

Women

Empowering women with greater financial wisdom and confidence

Get the eBook, "Women and Retirement" and take charge of your retirement roadmap.

Get the eBook

How We Work

First and foremost, we are a financial planning firm. As a true fiduciary, we will meet with you to determine your personal situation and needs. With mutual understanding, we will send you a services contract for your review. You will know what services you are getting and the service fee!

You will not be pressured to "move your money" as we can perform Financial Planning with your assets remaining where they're at.

We distinguish ourselves from other Advisory firms, by our battle cry: "Planning First!"

Planning First!

We ask a lot of questions to determine your needs and goals. Your goals are our goals. We believe people can live better lives with smart financial knowledge and a deeper understanding of their financial options.

Personalized Solutions

Purposeful Retirement™

We can help you visualize your retirement possibilities with a self-assessment tool and then merge your goals into our retirement planning software.

Get the eGuide, Purposeful Retirement™ and take ownership of what you want to do and who you want to become during this exciting chapter of your life!

Get the eGuide

Our Mission

We are on a mission to help ease your anxieties about retirement, to help you visualize your retirement possibilities, and leading you towards your Purposeful Retirement™

More About KFP

Our Credentials

Retirement Income Certified Professional® Master of Science in Finance

Meet Mike

Our Approach: 7 Pillars Retirement Planning®

Planning First!

Our first priority is to make sure you have a personalized and well-rounded retirement plan. That may look different from individual to individual. So we constructed the 7 Pillar Retirement Planning® approach to be flexible to what is important for your financial situation and your retirement goals.

These are the 7 main pillars that we believe will make for a well-rounded Retirement Plan:

Establishing a stable Income Plan
Portfolio Design and Investment Plan
Tax Planning
Understanding Your Risks
Health Care options
Long-Term Care funding
Estate and Legacy Planning

Each Pillar can be contracted as a separate service module or bundled to meet your specific needs.

Description and Pricing

Our Custodian is Charles Schwab

We believe that security of your assets is paramount and low-cost investments is in your overall best interest. That is why we have selected Charles Schwab as custodian of your assets. Also, unique to Kastler Financial Planning, we have implemented a Flat-Fee structure that aligns nicely with our “fee-only”/fiduciary business model. All for a low-cost flat-fee that combines portfolio management with Retirement Planning!

Learn more about how we integrate investment management with retirement planning to support you throughout your retirement journey.

On-Going Support

Already Have an Advisor? Perfect...

When was the last time you sat down with your Advisor and had an eye-opening conversation about your money, life, and goals? If it’s been a while, it may be time for some great advice from a trusted fiduciary source that is not selling product. As a fiduciary not selling products, we can give you an objective view of your financial situation.

We are a great 2nd opinion. We can perform a one-time "Plan Only" service to help you determine if you are on track with your retirement goals. No need to move your money away from your current custodian - Your money can stay right where it's at!

Schedule a 2nd Opinion Appointment

Schedule a No-obligation Appointment

There is no-cost and no-obligation to schedule your first 30 minutes to review your situation, discuss your goals, ask us questions, and determine if we're mutually a good fit together.

Our 3-Step 'Start My Plan' Experience

Step

1 Schedule a Consultation

This is a 30-min no-charge/no-obligation to learn about you, your finances, and your goals. We'll establish mutual expectations for the services work to be performed

Step

2 Provide us your Information

If there's a good fit from Step 1, we'll send you the services contract with what is to be performed and how much it will cost. You can begin to send us your detailed information

Step

3 Collaborative Planning

From the information you provide us, we will prepare multiple collaborative meetings to review data, show analytic results, and present a report with observations and recommendations

Get your retirement planning journey started today

You can get started with the 3-Step "Start My Plan" process today for no-charge and no-obligation.

Visit our "Start My Plan" page to begin your retirement planning journey!

Visit the "Start My Plan" page

Schedule a Consultation

There is no-cost and no-obligation to schedule your first 30 minutes to review your situation, discuss your goals, ask us questions, and determine if we're mutually a good fit together.